Tips on Buying Domestic Helper Insurance
Buying domestic helper insurance is as easy as purchasing commodities in a grocery. It will come in different packages offering different policies. Based on everything you like and what you need, all you have to do is choose.
With the emerging insurance companies, it is very important to know what things to look for in maid insurance. You must carefully consider not only the packaging, but more so this content of the policies they will have and the credibility of the company in implementing the insurance 僱傭公司.
A major criterion to consider in buying domestic helper protection is the insurance company’s credibility. Big companies will surpass their customer’s expectations weighed against newbies available. Check just how long the insurance companies have been around in the business, and how they’re dealing with their clients. Along service and the kinds of clientele are strong guarantees of a company’s credibility.
Apart from the credibility foundation of an insurance provider, it is crucial to scrutinize the insurance policies. Insurance firms have different plans to match the maid’s needs. A basic plan normally includes compensation and hospitalization in the event of accidents, but there are more details to understand.
Some policies cover just the medical insurance of the maid, while some include the dental insurance. There are policies which cover all types of accidents, oftentimes called full protection, and there are some which clearly indicates exclusions from the plan coverage. Other details like repatriation expense, service allowance insurance, etc. and only the domestic helper vary from one insurance policy to another.
Domestic helper insurance also protects not only the maid but additionally the employer. The employer may also claim insurance from loss in the event of theft and fraud . Plus some insurance firms even offer protection from unauthorized use of International Direct Dialing system. The employer may also choose to be protected in the event his domestic helper suffers from some illnesses or accidents.
Before buying a maid insurance, it’s important to weigh which policy is cheap and appropriate. The expense of buying the policy ought to be beneficial to the very best interest of both maid and the employer. It will provide a worry free relationship between both parties especially during unfortunate events.
Lastly, the conditions and terms of shopping for a domestic helper insurance should be read carefully. Every detail of the agreement should be understood by all parties.